By Lynnette Khalfani-Cox March 25, 2022 Credit cards can be handy financial tools that build your credit score and tide you over in emergencies. But as life changes, so do your credit needs. But what happens to your old cards, the ones you pay off and toss in your junk drawer? Those inactive cards could actually ding…
Read More If You Have This in Your Wallet, It Could Be Hurting Your Credit ScoreBy Morgan Noll Updated December 01, 2021 Plastic is handy. But if you pay only the minimum balance on a credit card every month rather than the full balance, the consequences can be pricey. (You could easily be shelling out today for a flat-screen TV you bought in 2019.) Plus, if your card has a high annual…
Read More The Pros and Cons of Balance Transfer Credit Cards – Everything You Should Know About Using a Balance Transfer for Credit Card DebtBrooke Nelson Updated: Dec. 01, 2021 You see errors on your credit report (3 major bureaus, check a different one every 4 months for free) You notice unexplained charges on your credit card You receive calls from debt collectors that you don’t owe You get a two-factor authentication alert (you are using two-factor authentication, right?) You…
Read More 15 Signs Someone Just Stole Your IdentityHere are some things I’ve learned over the years that helped me get out of debt, avoid spending too much when I did shop, and not be sucked in by the lures of advertising. The examples below are taken from today’s emails. Put your credit cards in a container, fill it with water, and put…
Read More How to Avoid Spending Too Much