This morning (it is now about 10 am) I opened my main email and counted 112 new messages. Of the first 50, 30 were urging me to buy something. Clothing, books, office products, furniture, food, whatnots, coffee, shoes, fruitcake, jackets and coats, sweaters, boots, pots and pans, memberships, services, and of course, Black Friday everything. Out of those 112, 64 were to buy something. No wonder we’re in debt. Everywhere we look someone is trying to entice us to buy something, anything, everything. The “season’s top five styles,” Groupons for hair services (which I need, better add an appointment with Say to the list), long-sleeved t-shirts, literary fiction, cheap flights, laptops, and memberships /good buys/specials from discount clubs. Why do I spend my time on this? Because it is SO easy to get into debt, and so hard to get out of it. As we move into the American holiday season, let’s be mindful of what we spend our money on and how much we can really afford. (That means, pay cash or pay off by the end of the billing period.) Just a thought based on experience, my friends. Just a thought.